LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,356
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,238
−HK$897/mo
Today · 4.125%
HK$30,135
baseline
▲ 0.50% · 4.625%
HK$31,968
+HK$1,833/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,270/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,546
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,392
−HK$858/mo
Today · 4.125%
HK$33,250
baseline
▲ 0.50% · 4.625%
HK$35,003
+HK$1,753/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,500/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,028
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$35,086
−HK$1,075/mo
Today · 4.125%
HK$36,161
baseline
▲ 0.50% · 4.625%
HK$38,362
+HK$2,201/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$72,322/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,855
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,871
−HK$1,030/mo
Today · 4.125%
HK$39,901
baseline
▲ 0.50% · 4.625%
HK$42,004
+HK$2,103/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$79,802/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,699
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,934
−HK$1,254/mo
Today · 4.125%
HK$42,188
baseline
▲ 0.50% · 4.625%
HK$44,755
+HK$2,567/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$84,376/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,165
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,349
−HK$1,202/mo
Today · 4.125%
HK$46,551
baseline
▲ 0.50% · 4.625%
HK$49,004
+HK$2,453/mo
Deposit HK$3.73M · loan HK$8.70M · min. income ≈ HK$93,102/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,041
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,629
−HK$1,613/mo
Today · 4.125%
HK$54,242
baseline
▲ 0.50% · 4.625%
HK$57,543
+HK$3,301/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$108,484/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,783
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,306
−HK$1,545/mo
Today · 4.125%
HK$59,851
baseline
▲ 0.50% · 4.625%
HK$63,006
+HK$3,155/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$119,702/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,335 · Scale 2, in force from 26 Feb 2026)