LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,358
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,240
−HK$897/mo
Today · 4.125%
HK$30,137
baseline
▲ 0.50% · 4.625%
HK$31,970
+HK$1,833/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,274/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,548
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,394
−HK$859/mo
Today · 4.125%
HK$33,253
baseline
▲ 0.50% · 4.625%
HK$35,005
+HK$1,752/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,506/mo (50% DSR)
Upfront cash ≈ HK$6.68M (deposit + AVD stamp duty HK$466,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,030
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,088
−HK$1,076/mo
Today · 4.125%
HK$36,164
baseline
▲ 0.50% · 4.625%
HK$38,364
+HK$2,200/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$72,328/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,858
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,873
−HK$1,030/mo
Today · 4.125%
HK$39,903
baseline
▲ 0.50% · 4.625%
HK$42,007
+HK$2,104/mo
Deposit HK$4.97M · loan HK$7.46M · min. income ≈ HK$79,806/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,702
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$40,936
−HK$1,255/mo
Today · 4.125%
HK$42,191
baseline
▲ 0.50% · 4.625%
HK$44,758
+HK$2,567/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,382/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,168
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,352
−HK$1,202/mo
Today · 4.125%
HK$46,554
baseline
▲ 0.50% · 4.625%
HK$49,008
+HK$2,454/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,108/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,045
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,633
−HK$1,613/mo
Today · 4.125%
HK$54,246
baseline
▲ 0.50% · 4.625%
HK$57,546
+HK$3,300/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$108,492/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,787
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,310
−HK$1,545/mo
Today · 4.125%
HK$59,855
baseline
▲ 0.50% · 4.625%
HK$63,010
+HK$3,155/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$119,710/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,366 · Scale 2, in force from 26 Feb 2026)