LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,361
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,243
−HK$897/mo
Today · 4.125%
HK$30,140
baseline
▲ 0.50% · 4.625%
HK$31,974
+HK$1,834/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,280/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,552
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,398
−HK$858/mo
Today · 4.125%
HK$33,256
baseline
▲ 0.50% · 4.625%
HK$35,009
+HK$1,753/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,512/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,034
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,092
−HK$1,076/mo
Today · 4.125%
HK$36,168
baseline
▲ 0.50% · 4.625%
HK$38,368
+HK$2,200/mo
Deposit HK$4.98M · loan HK$7.46M · min. income ≈ HK$72,336/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,862
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,877
−HK$1,031/mo
Today · 4.125%
HK$39,908
baseline
▲ 0.50% · 4.625%
HK$42,011
+HK$2,103/mo
Deposit HK$4.98M · loan HK$7.46M · min. income ≈ HK$79,816/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,706
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,941
−HK$1,255/mo
Today · 4.125%
HK$42,196
baseline
▲ 0.50% · 4.625%
HK$44,763
+HK$2,567/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,392/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,172
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,357
−HK$1,202/mo
Today · 4.125%
HK$46,559
baseline
▲ 0.50% · 4.625%
HK$49,013
+HK$2,454/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,118/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,050
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,638
−HK$1,614/mo
Today · 4.125%
HK$54,252
baseline
▲ 0.50% · 4.625%
HK$57,553
+HK$3,301/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$108,504/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,793
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$58,316
−HK$1,545/mo
Today · 4.125%
HK$59,861
baseline
▲ 0.50% · 4.625%
HK$63,017
+HK$3,156/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$119,722/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,416 · Scale 2, in force from 26 Feb 2026)