LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,362
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,244
−HK$897/mo
Today · 4.125%
HK$30,141
baseline
▲ 0.50% · 4.625%
HK$31,974
+HK$1,833/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,282/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,552
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,399
−HK$858/mo
Today · 4.125%
HK$33,257
baseline
▲ 0.50% · 4.625%
HK$35,010
+HK$1,753/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,514/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,034
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,093
−HK$1,076/mo
Today · 4.125%
HK$36,169
baseline
▲ 0.50% · 4.625%
HK$38,369
+HK$2,200/mo
Deposit HK$4.98M · loan HK$7.46M · min. income ≈ HK$72,338/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,863
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,878
−HK$1,031/mo
Today · 4.125%
HK$39,909
baseline
▲ 0.50% · 4.625%
HK$42,012
+HK$2,103/mo
Deposit HK$4.98M · loan HK$7.46M · min. income ≈ HK$79,818/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,707
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,942
−HK$1,255/mo
Today · 4.125%
HK$42,197
baseline
▲ 0.50% · 4.625%
HK$44,764
+HK$2,567/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,394/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,173
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,358
−HK$1,202/mo
Today · 4.125%
HK$46,560
baseline
▲ 0.50% · 4.625%
HK$49,014
+HK$2,454/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,120/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,052
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$52,640
−HK$1,613/mo
Today · 4.125%
HK$54,253
baseline
▲ 0.50% · 4.625%
HK$57,554
+HK$3,301/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$108,506/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,794
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,318
−HK$1,545/mo
Today · 4.125%
HK$59,863
baseline
▲ 0.50% · 4.625%
HK$63,018
+HK$3,155/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$119,726/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,428 · Scale 2, in force from 26 Feb 2026)