LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,363
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,245
−HK$896/mo
Today · 4.125%
HK$30,141
baseline
▲ 0.50% · 4.625%
HK$31,975
+HK$1,834/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,282/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,553
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,400
−HK$858/mo
Today · 4.125%
HK$33,258
baseline
▲ 0.50% · 4.625%
HK$35,011
+HK$1,753/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,516/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,035
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,094
−HK$1,076/mo
Today · 4.125%
HK$36,170
baseline
▲ 0.50% · 4.625%
HK$38,371
+HK$2,201/mo
Deposit HK$4.98M · loan HK$7.46M · min. income ≈ HK$72,340/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,864
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,880
−HK$1,030/mo
Today · 4.125%
HK$39,910
baseline
▲ 0.50% · 4.625%
HK$42,013
+HK$2,103/mo
Deposit HK$4.98M · loan HK$7.46M · min. income ≈ HK$79,820/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,708
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,943
−HK$1,255/mo
Today · 4.125%
HK$42,198
baseline
▲ 0.50% · 4.625%
HK$44,766
+HK$2,568/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,396/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,175
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,359
−HK$1,202/mo
Today · 4.125%
HK$46,561
baseline
▲ 0.50% · 4.625%
HK$49,016
+HK$2,455/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,122/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,053
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,641
−HK$1,614/mo
Today · 4.125%
HK$54,255
baseline
▲ 0.50% · 4.625%
HK$57,556
+HK$3,301/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$108,510/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,796
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,319
−HK$1,546/mo
Today · 4.125%
HK$59,865
baseline
▲ 0.50% · 4.625%
HK$63,020
+HK$3,155/mo
Deposit HK$1.24M · loan HK$11.19M · min. income ≈ HK$119,730/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,442 · Scale 2, in force from 26 Feb 2026)