LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,367
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,249
−HK$897/mo
Today · 4.125%
HK$30,146
baseline
▲ 0.50% · 4.625%
HK$31,980
+HK$1,834/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,292/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,558
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,405
−HK$858/mo
Today · 4.125%
HK$33,263
baseline
▲ 0.50% · 4.625%
HK$35,016
+HK$1,753/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,526/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,041
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,099
−HK$1,076/mo
Today · 4.125%
HK$36,175
baseline
▲ 0.50% · 4.625%
HK$38,376
+HK$2,201/mo
Deposit HK$4.98M · loan HK$7.46M · min. income ≈ HK$72,350/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,870
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,885
−HK$1,031/mo
Today · 4.125%
HK$39,916
baseline
▲ 0.50% · 4.625%
HK$42,020
+HK$2,104/mo
Deposit HK$4.98M · loan HK$7.46M · min. income ≈ HK$79,832/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,714
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,949
−HK$1,255/mo
Today · 4.125%
HK$42,204
baseline
▲ 0.50% · 4.625%
HK$44,772
+HK$2,568/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,408/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,181
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,366
−HK$1,202/mo
Today · 4.125%
HK$46,568
baseline
▲ 0.50% · 4.625%
HK$49,023
+HK$2,455/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,136/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,061
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,649
−HK$1,614/mo
Today · 4.125%
HK$54,263
baseline
▲ 0.50% · 4.625%
HK$57,565
+HK$3,302/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$108,526/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,805
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,328
−HK$1,546/mo
Today · 4.125%
HK$59,874
baseline
▲ 0.50% · 4.625%
HK$63,030
+HK$3,156/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$119,748/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,512 · Scale 2, in force from 26 Feb 2026)