LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,368
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,250
−HK$897/mo
Today · 4.125%
HK$30,147
baseline
▲ 0.50% · 4.625%
HK$31,981
+HK$1,834/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,294/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,559
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,405
−HK$859/mo
Today · 4.125%
HK$33,264
baseline
▲ 0.50% · 4.625%
HK$35,018
+HK$1,754/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,528/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,042
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,100
−HK$1,076/mo
Today · 4.125%
HK$36,176
baseline
▲ 0.50% · 4.625%
HK$38,378
+HK$2,202/mo
Deposit HK$4.98M · loan HK$7.46M · min. income ≈ HK$72,352/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,871
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,887
−HK$1,030/mo
Today · 4.125%
HK$39,917
baseline
▲ 0.50% · 4.625%
HK$42,021
+HK$2,104/mo
Deposit HK$4.98M · loan HK$7.46M · min. income ≈ HK$79,834/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,715
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,951
−HK$1,255/mo
Today · 4.125%
HK$42,206
baseline
▲ 0.50% · 4.625%
HK$44,774
+HK$2,568/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,412/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,183
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,368
−HK$1,202/mo
Today · 4.125%
HK$46,570
baseline
▲ 0.50% · 4.625%
HK$49,025
+HK$2,455/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,140/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,062
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,651
−HK$1,613/mo
Today · 4.125%
HK$54,264
baseline
▲ 0.50% · 4.625%
HK$57,566
+HK$3,302/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$108,528/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,806
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,330
−HK$1,545/mo
Today · 4.125%
HK$59,875
baseline
▲ 0.50% · 4.625%
HK$63,032
+HK$3,157/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$119,750/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,526 · Scale 2, in force from 26 Feb 2026)