LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,370
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,252
−HK$897/mo
Today · 4.125%
HK$30,149
baseline
▲ 0.50% · 4.625%
HK$31,984
+HK$1,835/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,298/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,561
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,408
−HK$859/mo
Today · 4.125%
HK$33,267
baseline
▲ 0.50% · 4.625%
HK$35,020
+HK$1,753/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,534/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,044
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,103
−HK$1,076/mo
Today · 4.125%
HK$36,179
baseline
▲ 0.50% · 4.625%
HK$38,380
+HK$2,201/mo
Deposit HK$4.98M · loan HK$7.46M · min. income ≈ HK$72,358/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,874
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,889
−HK$1,031/mo
Today · 4.125%
HK$39,920
baseline
▲ 0.50% · 4.625%
HK$42,024
+HK$2,104/mo
Deposit HK$4.98M · loan HK$7.46M · min. income ≈ HK$79,840/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,718
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,953
−HK$1,256/mo
Today · 4.125%
HK$42,209
baseline
▲ 0.50% · 4.625%
HK$44,777
+HK$2,568/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,418/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,186
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,371
−HK$1,202/mo
Today · 4.125%
HK$46,573
baseline
▲ 0.50% · 4.625%
HK$49,028
+HK$2,455/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,146/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,066
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,654
−HK$1,614/mo
Today · 4.125%
HK$54,268
baseline
▲ 0.50% · 4.625%
HK$57,570
+HK$3,302/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$108,536/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,810
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,334
−HK$1,546/mo
Today · 4.125%
HK$59,880
baseline
▲ 0.50% · 4.625%
HK$63,036
+HK$3,156/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$119,760/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,560 · Scale 2, in force from 26 Feb 2026)