LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,371
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,254
−HK$896/mo
Today · 4.125%
HK$30,150
baseline
▲ 0.50% · 4.625%
HK$31,985
+HK$1,835/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,300/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,563
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,409
−HK$859/mo
Today · 4.125%
HK$33,268
baseline
▲ 0.50% · 4.625%
HK$35,021
+HK$1,753/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,536/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,045
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,104
−HK$1,076/mo
Today · 4.125%
HK$36,180
baseline
▲ 0.50% · 4.625%
HK$38,382
+HK$2,202/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,360/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,875
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,891
−HK$1,030/mo
Today · 4.125%
HK$39,921
baseline
▲ 0.50% · 4.625%
HK$42,026
+HK$2,105/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,842/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,720
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,955
−HK$1,255/mo
Today · 4.125%
HK$42,210
baseline
▲ 0.50% · 4.625%
HK$44,779
+HK$2,569/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,420/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,188
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,373
−HK$1,202/mo
Today · 4.125%
HK$46,575
baseline
▲ 0.50% · 4.625%
HK$49,030
+HK$2,455/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,150/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,068
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,657
−HK$1,614/mo
Today · 4.125%
HK$54,271
baseline
▲ 0.50% · 4.625%
HK$57,573
+HK$3,302/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$108,542/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,813
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,336
−HK$1,546/mo
Today · 4.125%
HK$59,882
baseline
▲ 0.50% · 4.625%
HK$63,039
+HK$3,157/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$119,764/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,579 · Scale 2, in force from 26 Feb 2026)