LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,373
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,255
−HK$897/mo
Today · 4.125%
HK$30,152
baseline
▲ 0.50% · 4.625%
HK$31,986
+HK$1,834/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,304/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,564
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,411
−HK$858/mo
Today · 4.125%
HK$33,269
baseline
▲ 0.50% · 4.625%
HK$35,023
+HK$1,754/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,538/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,047
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,106
−HK$1,076/mo
Today · 4.125%
HK$36,182
baseline
▲ 0.50% · 4.625%
HK$38,384
+HK$2,202/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,364/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,877
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,893
−HK$1,030/mo
Today · 4.125%
HK$39,923
baseline
▲ 0.50% · 4.625%
HK$42,028
+HK$2,105/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,846/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,722
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,957
−HK$1,255/mo
Today · 4.125%
HK$42,212
baseline
▲ 0.50% · 4.625%
HK$44,781
+HK$2,569/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,424/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,190
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,375
−HK$1,202/mo
Today · 4.125%
HK$46,577
baseline
▲ 0.50% · 4.625%
HK$49,032
+HK$2,455/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,154/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,071
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,659
−HK$1,614/mo
Today · 4.125%
HK$54,273
baseline
▲ 0.50% · 4.625%
HK$57,575
+HK$3,302/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$108,546/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,815
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,339
−HK$1,546/mo
Today · 4.125%
HK$59,885
baseline
▲ 0.50% · 4.625%
HK$63,042
+HK$3,157/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$119,770/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,601 · Scale 2, in force from 26 Feb 2026)