LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,373
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,256
−HK$897/mo
Today · 4.125%
HK$30,153
baseline
▲ 0.50% · 4.625%
HK$31,987
+HK$1,834/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,306/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,565
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,412
−HK$858/mo
Today · 4.125%
HK$33,270
baseline
▲ 0.50% · 4.625%
HK$35,024
+HK$1,754/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,540/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,048
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,107
−HK$1,076/mo
Today · 4.125%
HK$36,183
baseline
▲ 0.50% · 4.625%
HK$38,385
+HK$2,202/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,366/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,878
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,894
−HK$1,031/mo
Today · 4.125%
HK$39,925
baseline
▲ 0.50% · 4.625%
HK$42,029
+HK$2,104/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,850/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,723
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,958
−HK$1,256/mo
Today · 4.125%
HK$42,214
baseline
▲ 0.50% · 4.625%
HK$44,782
+HK$2,568/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,428/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,191
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,376
−HK$1,203/mo
Today · 4.125%
HK$46,579
baseline
▲ 0.50% · 4.625%
HK$49,034
+HK$2,455/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,158/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,072
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,661
−HK$1,614/mo
Today · 4.125%
HK$54,275
baseline
▲ 0.50% · 4.625%
HK$57,577
+HK$3,302/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$108,550/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,817
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,341
−HK$1,546/mo
Today · 4.125%
HK$59,887
baseline
▲ 0.50% · 4.625%
HK$63,044
+HK$3,157/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$119,774/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,615 · Scale 2, in force from 26 Feb 2026)