LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,374
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,257
−HK$896/mo
Today · 4.125%
HK$30,153
baseline
▲ 0.50% · 4.625%
HK$31,988
+HK$1,835/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,306/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,566
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,412
−HK$859/mo
Today · 4.125%
HK$33,271
baseline
▲ 0.50% · 4.625%
HK$35,025
+HK$1,754/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,542/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,049
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,108
−HK$1,076/mo
Today · 4.125%
HK$36,184
baseline
▲ 0.50% · 4.625%
HK$38,386
+HK$2,202/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,368/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,879
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,895
−HK$1,031/mo
Today · 4.125%
HK$39,926
baseline
▲ 0.50% · 4.625%
HK$42,030
+HK$2,104/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,852/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,724
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,959
−HK$1,256/mo
Today · 4.125%
HK$42,215
baseline
▲ 0.50% · 4.625%
HK$44,783
+HK$2,568/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,430/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,192
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,377
−HK$1,203/mo
Today · 4.125%
HK$46,580
baseline
▲ 0.50% · 4.625%
HK$49,035
+HK$2,455/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,160/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,073
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,662
−HK$1,614/mo
Today · 4.125%
HK$54,276
baseline
▲ 0.50% · 4.625%
HK$57,579
+HK$3,303/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$108,552/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,819
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,342
−HK$1,546/mo
Today · 4.125%
HK$59,888
baseline
▲ 0.50% · 4.625%
HK$63,045
+HK$3,157/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$119,776/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,627 · Scale 2, in force from 26 Feb 2026)