LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,374
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,257
−HK$897/mo
Today · 4.125%
HK$30,154
baseline
▲ 0.50% · 4.625%
HK$31,989
+HK$1,835/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,308/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,566
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,413
−HK$859/mo
Today · 4.125%
HK$33,272
baseline
▲ 0.50% · 4.625%
HK$35,026
+HK$1,754/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,544/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,049
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,108
−HK$1,077/mo
Today · 4.125%
HK$36,185
baseline
▲ 0.50% · 4.625%
HK$38,386
+HK$2,201/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,370/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,880
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,895
−HK$1,031/mo
Today · 4.125%
HK$39,926
baseline
▲ 0.50% · 4.625%
HK$42,031
+HK$2,105/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,852/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,724
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,960
−HK$1,255/mo
Today · 4.125%
HK$42,215
baseline
▲ 0.50% · 4.625%
HK$44,784
+HK$2,569/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,430/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,193
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$45,378
−HK$1,202/mo
Today · 4.125%
HK$46,580
baseline
▲ 0.50% · 4.625%
HK$49,036
+HK$2,456/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,160/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,074
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,663
−HK$1,614/mo
Today · 4.125%
HK$54,277
baseline
▲ 0.50% · 4.625%
HK$57,579
+HK$3,302/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$108,554/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,819
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,343
−HK$1,546/mo
Today · 4.125%
HK$59,889
baseline
▲ 0.50% · 4.625%
HK$63,046
+HK$3,157/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$119,778/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,633 · Scale 2, in force from 26 Feb 2026)