LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,377
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,260
−HK$896/mo
Today · 4.125%
HK$30,156
baseline
▲ 0.50% · 4.625%
HK$31,991
+HK$1,835/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,312/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,569
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,416
−HK$859/mo
Today · 4.125%
HK$33,275
baseline
▲ 0.50% · 4.625%
HK$35,029
+HK$1,754/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,550/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,052
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,112
−HK$1,076/mo
Today · 4.125%
HK$36,188
baseline
▲ 0.50% · 4.625%
HK$38,390
+HK$2,202/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,376/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,883
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,899
−HK$1,031/mo
Today · 4.125%
HK$39,930
baseline
▲ 0.50% · 4.625%
HK$42,034
+HK$2,104/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,860/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,728
−HK$2,491/mo
▼ 0.25% · 3.875%
HK$40,964
−HK$1,255/mo
Today · 4.125%
HK$42,219
baseline
▲ 0.50% · 4.625%
HK$44,788
+HK$2,569/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,438/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,197
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,382
−HK$1,203/mo
Today · 4.125%
HK$46,585
baseline
▲ 0.50% · 4.625%
HK$49,040
+HK$2,455/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,170/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,079
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,667
−HK$1,615/mo
Today · 4.125%
HK$54,282
baseline
▲ 0.50% · 4.625%
HK$57,585
+HK$3,303/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$108,564/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,824
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,348
−HK$1,546/mo
Today · 4.125%
HK$59,894
baseline
▲ 0.50% · 4.625%
HK$63,052
+HK$3,158/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$119,788/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,675 · Scale 2, in force from 26 Feb 2026)