LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,378
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,261
−HK$897/mo
Today · 4.125%
HK$30,158
baseline
▲ 0.50% · 4.625%
HK$31,993
+HK$1,835/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,316/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,570
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,417
−HK$859/mo
Today · 4.125%
HK$33,276
baseline
▲ 0.50% · 4.625%
HK$35,030
+HK$1,754/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,552/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,054
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,113
−HK$1,076/mo
Today · 4.125%
HK$36,189
baseline
▲ 0.50% · 4.625%
HK$38,391
+HK$2,202/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,378/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,884
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,900
−HK$1,031/mo
Today · 4.125%
HK$39,931
baseline
▲ 0.50% · 4.625%
HK$42,036
+HK$2,105/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,862/mo (50% DSR)
Upfront cash ≈ HK$5.44M (deposit + AVD stamp duty HK$466,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,729
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,965
−HK$1,256/mo
Today · 4.125%
HK$42,221
baseline
▲ 0.50% · 4.625%
HK$44,790
+HK$2,569/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,442/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,198
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,384
−HK$1,202/mo
Today · 4.125%
HK$46,586
baseline
▲ 0.50% · 4.625%
HK$49,042
+HK$2,456/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,172/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,080
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,669
−HK$1,615/mo
Today · 4.125%
HK$54,284
baseline
▲ 0.50% · 4.625%
HK$57,587
+HK$3,303/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$108,568/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,826
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,351
−HK$1,546/mo
Today · 4.125%
HK$59,897
baseline
▲ 0.50% · 4.625%
HK$63,054
+HK$3,157/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$119,794/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,692 · Scale 2, in force from 26 Feb 2026)