LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,382
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,264
−HK$897/mo
Today · 4.125%
HK$30,161
baseline
▲ 0.50% · 4.625%
HK$31,997
+HK$1,836/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,322/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,574
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,421
−HK$859/mo
Today · 4.125%
HK$33,280
baseline
▲ 0.50% · 4.625%
HK$35,034
+HK$1,754/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,560/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,058
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,117
−HK$1,077/mo
Today · 4.125%
HK$36,194
baseline
▲ 0.50% · 4.625%
HK$38,396
+HK$2,202/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,388/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$466,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,889
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,905
−HK$1,031/mo
Today · 4.125%
HK$39,936
baseline
▲ 0.50% · 4.625%
HK$42,041
+HK$2,105/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,872/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$466,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,734
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,970
−HK$1,256/mo
Today · 4.125%
HK$42,226
baseline
▲ 0.50% · 4.625%
HK$44,795
+HK$2,569/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,452/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,204
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,390
−HK$1,202/mo
Today · 4.125%
HK$46,592
baseline
▲ 0.50% · 4.625%
HK$49,048
+HK$2,456/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,184/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,087
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,676
−HK$1,615/mo
Today · 4.125%
HK$54,291
baseline
▲ 0.50% · 4.625%
HK$57,594
+HK$3,303/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$108,582/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,834
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,358
−HK$1,546/mo
Today · 4.125%
HK$59,904
baseline
▲ 0.50% · 4.625%
HK$63,062
+HK$3,158/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$119,808/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,751 · Scale 2, in force from 26 Feb 2026)