LTV · monthly repayment
▼ 0.50% · 3.625%
HK$283,817
−HK$17,798/mo
▼ 0.25% · 3.875%
HK$292,645
−HK$8,970/mo
Today · 4.125%
HK$301,615
baseline
▲ 0.50% · 4.625%
HK$319,967
+HK$18,352/mo
Deposit HK$62.23M · loan HK$62.23M · min. income ≈ HK$603,230/mo (50% DSR)
Upfront cash ≈ HK$70.32M (deposit + AVD stamp duty HK$8,090,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,744
−HK$17,058/mo
▼ 0.25% · 3.875%
HK$324,212
−HK$8,590/mo
Today · 4.125%
HK$332,802
baseline
▲ 0.50% · 4.625%
HK$350,345
+HK$17,543/mo
Deposit HK$62.23M · loan HK$62.23M · min. income ≈ HK$665,604/mo (50% DSR)
Upfront cash ≈ HK$70.32M (deposit + AVD stamp duty HK$8,090,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,580
−HK$21,358/mo
▼ 0.25% · 3.875%
HK$351,174
−HK$10,764/mo
Today · 4.125%
HK$361,938
baseline
▲ 0.50% · 4.625%
HK$383,961
+HK$22,023/mo
Deposit HK$49.79M · loan HK$74.68M · min. income ≈ HK$723,876/mo (50% DSR)
Upfront cash ≈ HK$57.88M (deposit + AVD stamp duty HK$8,090,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$378,892
−HK$20,471/mo
▼ 0.25% · 3.875%
HK$389,054
−HK$10,309/mo
Today · 4.125%
HK$399,363
baseline
▲ 0.50% · 4.625%
HK$420,414
+HK$21,051/mo
Deposit HK$49.79M · loan HK$74.68M · min. income ≈ HK$798,726/mo (50% DSR)
Upfront cash ≈ HK$57.88M (deposit + AVD stamp duty HK$8,090,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$397,344
−HK$24,917/mo
▼ 0.25% · 3.875%
HK$409,704
−HK$12,557/mo
Today · 4.125%
HK$422,261
baseline
▲ 0.50% · 4.625%
HK$447,954
+HK$25,693/mo
Deposit HK$37.34M · loan HK$87.13M · min. income ≈ HK$844,522/mo (50% DSR)
Upfront cash ≈ HK$45.43M (deposit + AVD stamp duty HK$8,090,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$442,041
−HK$23,882/mo
▼ 0.25% · 3.875%
HK$453,896
−HK$12,027/mo
Today · 4.125%
HK$465,923
baseline
▲ 0.50% · 4.625%
HK$490,483
+HK$24,560/mo
Deposit HK$37.34M · loan HK$87.13M · min. income ≈ HK$931,846/mo (50% DSR)
Upfront cash ≈ HK$45.43M (deposit + AVD stamp duty HK$8,090,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$510,871
−HK$32,036/mo
▼ 0.25% · 3.875%
HK$526,762
−HK$16,145/mo
Today · 4.125%
HK$542,907
baseline
▲ 0.50% · 4.625%
HK$575,941
+HK$33,034/mo
Deposit HK$12.45M · loan HK$112.02M · min. income ≈ HK$1,085,814/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$8,090,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$568,339
−HK$30,705/mo
▼ 0.25% · 3.875%
HK$583,581
−HK$15,463/mo
Today · 4.125%
HK$599,044
baseline
▲ 0.50% · 4.625%
HK$630,621
+HK$31,577/mo
Deposit HK$12.45M · loan HK$112.02M · min. income ≈ HK$1,198,088/mo (50% DSR)
Upfront cash ≈ HK$20.54M (deposit + AVD stamp duty HK$8,090,366 · Scale 2, in force from 26 Feb 2026)