LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,383
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,266
−HK$897/mo
Today · 4.125%
HK$30,163
baseline
▲ 0.50% · 4.625%
HK$31,998
+HK$1,835/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,326/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,576
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,422
−HK$859/mo
Today · 4.125%
HK$33,281
baseline
▲ 0.50% · 4.625%
HK$35,036
+HK$1,755/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,562/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,059
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,119
−HK$1,076/mo
Today · 4.125%
HK$36,195
baseline
▲ 0.50% · 4.625%
HK$38,397
+HK$2,202/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,390/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$466,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,891
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,907
−HK$1,031/mo
Today · 4.125%
HK$39,938
baseline
▲ 0.50% · 4.625%
HK$42,043
+HK$2,105/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,876/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$466,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,736
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,972
−HK$1,256/mo
Today · 4.125%
HK$42,228
baseline
▲ 0.50% · 4.625%
HK$44,797
+HK$2,569/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,456/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,206
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,391
−HK$1,203/mo
Today · 4.125%
HK$46,594
baseline
▲ 0.50% · 4.625%
HK$49,050
+HK$2,456/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,188/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,089
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,678
−HK$1,615/mo
Today · 4.125%
HK$54,293
baseline
▲ 0.50% · 4.625%
HK$57,596
+HK$3,303/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$108,586/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,836
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,360
−HK$1,547/mo
Today · 4.125%
HK$59,907
baseline
▲ 0.50% · 4.625%
HK$63,064
+HK$3,157/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$119,814/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,769 · Scale 2, in force from 26 Feb 2026)