LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,385
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,268
−HK$897/mo
Today · 4.125%
HK$30,165
baseline
▲ 0.50% · 4.625%
HK$32,000
+HK$1,835/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$60,330/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,578
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,424
−HK$860/mo
Today · 4.125%
HK$33,284
baseline
▲ 0.50% · 4.625%
HK$35,038
+HK$1,754/mo
Deposit HK$6.22M · loan HK$6.22M · min. income ≈ HK$66,568/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,062
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,121
−HK$1,076/mo
Today · 4.125%
HK$36,197
baseline
▲ 0.50% · 4.625%
HK$38,400
+HK$2,203/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,394/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$466,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,893
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,909
−HK$1,031/mo
Today · 4.125%
HK$39,940
baseline
▲ 0.50% · 4.625%
HK$42,046
+HK$2,106/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,880/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$466,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,738
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,975
−HK$1,255/mo
Today · 4.125%
HK$42,230
baseline
▲ 0.50% · 4.625%
HK$44,800
+HK$2,570/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$84,460/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,209
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,394
−HK$1,203/mo
Today · 4.125%
HK$46,597
baseline
▲ 0.50% · 4.625%
HK$49,053
+HK$2,456/mo
Deposit HK$3.73M · loan HK$8.71M · min. income ≈ HK$93,194/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,092
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,682
−HK$1,614/mo
Today · 4.125%
HK$54,296
baseline
▲ 0.50% · 4.625%
HK$57,600
+HK$3,304/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$108,592/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,840
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,364
−HK$1,547/mo
Today · 4.125%
HK$59,911
baseline
▲ 0.50% · 4.625%
HK$63,069
+HK$3,158/mo
Deposit HK$1.24M · loan HK$11.20M · min. income ≈ HK$119,822/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,800 · Scale 2, in force from 26 Feb 2026)