LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,390
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,273
−HK$897/mo
Today · 4.125%
HK$30,170
baseline
▲ 0.50% · 4.625%
HK$32,006
+HK$1,836/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,340/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,583
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,430
−HK$860/mo
Today · 4.125%
HK$33,290
baseline
▲ 0.50% · 4.625%
HK$35,044
+HK$1,754/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,580/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,068
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,127
−HK$1,077/mo
Today · 4.125%
HK$36,204
baseline
▲ 0.50% · 4.625%
HK$38,407
+HK$2,203/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,408/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$466,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,900
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,916
−HK$1,032/mo
Today · 4.125%
HK$39,948
baseline
▲ 0.50% · 4.625%
HK$42,053
+HK$2,105/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,896/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$466,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,746
−HK$2,492/mo
▼ 0.25% · 3.875%
HK$40,982
−HK$1,256/mo
Today · 4.125%
HK$42,238
baseline
▲ 0.50% · 4.625%
HK$44,808
+HK$2,570/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$84,476/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,217
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$45,402
−HK$1,203/mo
Today · 4.125%
HK$46,605
baseline
▲ 0.50% · 4.625%
HK$49,062
+HK$2,457/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$93,210/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,102
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,691
−HK$1,615/mo
Today · 4.125%
HK$54,306
baseline
▲ 0.50% · 4.625%
HK$57,610
+HK$3,304/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$108,612/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,850
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,375
−HK$1,546/mo
Today · 4.125%
HK$59,921
baseline
▲ 0.50% · 4.625%
HK$63,080
+HK$3,159/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$119,842/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,884 · Scale 2, in force from 26 Feb 2026)