LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,393
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,276
−HK$897/mo
Today · 4.125%
HK$30,173
baseline
▲ 0.50% · 4.625%
HK$32,009
+HK$1,836/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,346/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,587
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,434
−HK$859/mo
Today · 4.125%
HK$33,293
baseline
▲ 0.50% · 4.625%
HK$35,048
+HK$1,755/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,586/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,071
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,131
−HK$1,077/mo
Today · 4.125%
HK$36,208
baseline
▲ 0.50% · 4.625%
HK$38,411
+HK$2,203/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,416/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$466,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,904
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,921
−HK$1,031/mo
Today · 4.125%
HK$39,952
baseline
▲ 0.50% · 4.625%
HK$42,058
+HK$2,106/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,904/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$466,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,750
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,986
−HK$1,257/mo
Today · 4.125%
HK$42,243
baseline
▲ 0.50% · 4.625%
HK$44,813
+HK$2,570/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$84,486/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,221
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,407
−HK$1,204/mo
Today · 4.125%
HK$46,611
baseline
▲ 0.50% · 4.625%
HK$49,067
+HK$2,456/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$93,222/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,107
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,697
−HK$1,615/mo
Today · 4.125%
HK$54,312
baseline
▲ 0.50% · 4.625%
HK$57,617
+HK$3,305/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$108,624/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,856
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,381
−HK$1,547/mo
Today · 4.125%
HK$59,928
baseline
▲ 0.50% · 4.625%
HK$63,087
+HK$3,159/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$119,856/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,935 · Scale 2, in force from 26 Feb 2026)