LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,396
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,280
−HK$897/mo
Today · 4.125%
HK$30,177
baseline
▲ 0.50% · 4.625%
HK$32,013
+HK$1,836/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,354/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,591
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,438
−HK$859/mo
Today · 4.125%
HK$33,297
baseline
▲ 0.50% · 4.625%
HK$35,053
+HK$1,756/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,594/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$466,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,076
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,136
−HK$1,077/mo
Today · 4.125%
HK$36,213
baseline
▲ 0.50% · 4.625%
HK$38,416
+HK$2,203/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,426/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$466,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,909
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,926
−HK$1,031/mo
Today · 4.125%
HK$39,957
baseline
▲ 0.50% · 4.625%
HK$42,063
+HK$2,106/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,914/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$466,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,755
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,992
−HK$1,256/mo
Today · 4.125%
HK$42,248
baseline
▲ 0.50% · 4.625%
HK$44,819
+HK$2,571/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$84,496/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,227
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,413
−HK$1,203/mo
Today · 4.125%
HK$46,616
baseline
▲ 0.50% · 4.625%
HK$49,074
+HK$2,458/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$93,232/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,114
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,703
−HK$1,616/mo
Today · 4.125%
HK$54,319
baseline
▲ 0.50% · 4.625%
HK$57,624
+HK$3,305/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$108,638/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,863
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,388
−HK$1,547/mo
Today · 4.125%
HK$59,935
baseline
▲ 0.50% · 4.625%
HK$63,095
+HK$3,160/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$119,870/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$466,994 · Scale 2, in force from 26 Feb 2026)