LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,398
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,281
−HK$897/mo
Today · 4.125%
HK$30,178
baseline
▲ 0.50% · 4.625%
HK$32,015
+HK$1,837/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,356/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$467,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,592
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,439
−HK$860/mo
Today · 4.125%
HK$33,299
baseline
▲ 0.50% · 4.625%
HK$35,054
+HK$1,755/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,598/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$467,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,077
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,137
−HK$1,077/mo
Today · 4.125%
HK$36,214
baseline
▲ 0.50% · 4.625%
HK$38,418
+HK$2,204/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,428/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,911
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,927
−HK$1,032/mo
Today · 4.125%
HK$39,959
baseline
▲ 0.50% · 4.625%
HK$42,065
+HK$2,106/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,918/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,757
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,993
−HK$1,257/mo
Today · 4.125%
HK$42,250
baseline
▲ 0.50% · 4.625%
HK$44,821
+HK$2,571/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$84,500/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$467,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,229
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,415
−HK$1,203/mo
Today · 4.125%
HK$46,618
baseline
▲ 0.50% · 4.625%
HK$49,076
+HK$2,458/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$93,236/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$467,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,116
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,706
−HK$1,615/mo
Today · 4.125%
HK$54,321
baseline
▲ 0.50% · 4.625%
HK$57,626
+HK$3,305/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$108,642/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,866
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,391
−HK$1,547/mo
Today · 4.125%
HK$59,938
baseline
▲ 0.50% · 4.625%
HK$63,097
+HK$3,159/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$119,876/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,015 · Scale 2, in force from 26 Feb 2026)