LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,401
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,285
−HK$897/mo
Today · 4.125%
HK$30,182
baseline
▲ 0.50% · 4.625%
HK$32,019
+HK$1,837/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,364/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$467,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,596
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,443
−HK$860/mo
Today · 4.125%
HK$33,303
baseline
▲ 0.50% · 4.625%
HK$35,058
+HK$1,755/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,606/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$467,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,081
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,141
−HK$1,078/mo
Today · 4.125%
HK$36,219
baseline
▲ 0.50% · 4.625%
HK$38,422
+HK$2,203/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,438/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,915
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,932
−HK$1,032/mo
Today · 4.125%
HK$39,964
baseline
▲ 0.50% · 4.625%
HK$42,070
+HK$2,106/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,928/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,762
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,998
−HK$1,257/mo
Today · 4.125%
HK$42,255
baseline
▲ 0.50% · 4.625%
HK$44,826
+HK$2,571/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$84,510/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$467,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,234
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,421
−HK$1,203/mo
Today · 4.125%
HK$46,624
baseline
▲ 0.50% · 4.625%
HK$49,082
+HK$2,458/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$93,248/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$467,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,122
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,712
−HK$1,616/mo
Today · 4.125%
HK$54,328
baseline
▲ 0.50% · 4.625%
HK$57,634
+HK$3,306/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$108,656/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,873
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,398
−HK$1,547/mo
Today · 4.125%
HK$59,945
baseline
▲ 0.50% · 4.625%
HK$63,105
+HK$3,160/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$119,890/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,072 · Scale 2, in force from 26 Feb 2026)