LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,407
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,290
−HK$898/mo
Today · 4.125%
HK$30,188
baseline
▲ 0.50% · 4.625%
HK$32,025
+HK$1,837/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,376/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,602
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,450
−HK$859/mo
Today · 4.125%
HK$33,309
baseline
▲ 0.50% · 4.625%
HK$35,065
+HK$1,756/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,618/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,088
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,148
−HK$1,078/mo
Today · 4.125%
HK$36,226
baseline
▲ 0.50% · 4.625%
HK$38,430
+HK$2,204/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,452/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,923
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,940
−HK$1,031/mo
Today · 4.125%
HK$39,971
baseline
▲ 0.50% · 4.625%
HK$42,078
+HK$2,107/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,942/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,769
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,006
−HK$1,257/mo
Today · 4.125%
HK$42,263
baseline
▲ 0.50% · 4.625%
HK$44,835
+HK$2,572/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$84,526/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$467,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,243
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,430
−HK$1,203/mo
Today · 4.125%
HK$46,633
baseline
▲ 0.50% · 4.625%
HK$49,091
+HK$2,458/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$93,266/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$467,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,132
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,722
−HK$1,616/mo
Today · 4.125%
HK$54,338
baseline
▲ 0.50% · 4.625%
HK$57,645
+HK$3,307/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$108,676/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,884
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,409
−HK$1,548/mo
Today · 4.125%
HK$59,957
baseline
▲ 0.50% · 4.625%
HK$63,118
+HK$3,161/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$119,914/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,163 · Scale 2, in force from 26 Feb 2026)