LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,408
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,292
−HK$897/mo
Today · 4.125%
HK$30,189
baseline
▲ 0.50% · 4.625%
HK$32,026
+HK$1,837/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,378/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,604
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,451
−HK$860/mo
Today · 4.125%
HK$33,311
baseline
▲ 0.50% · 4.625%
HK$35,067
+HK$1,756/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,622/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,090
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,150
−HK$1,077/mo
Today · 4.125%
HK$36,227
baseline
▲ 0.50% · 4.625%
HK$38,432
+HK$2,205/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$72,454/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,924
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,941
−HK$1,032/mo
Today · 4.125%
HK$39,973
baseline
▲ 0.50% · 4.625%
HK$42,080
+HK$2,107/mo
Deposit HK$4.98M · loan HK$7.47M · min. income ≈ HK$79,946/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,771
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,008
−HK$1,257/mo
Today · 4.125%
HK$42,265
baseline
▲ 0.50% · 4.625%
HK$44,837
+HK$2,572/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$84,530/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$467,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,245
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,432
−HK$1,203/mo
Today · 4.125%
HK$46,635
baseline
▲ 0.50% · 4.625%
HK$49,094
+HK$2,459/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$93,270/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$467,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,134
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,725
−HK$1,616/mo
Today · 4.125%
HK$54,341
baseline
▲ 0.50% · 4.625%
HK$57,647
+HK$3,306/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$108,682/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,886
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,412
−HK$1,548/mo
Today · 4.125%
HK$59,960
baseline
▲ 0.50% · 4.625%
HK$63,120
+HK$3,160/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$119,920/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,185 · Scale 2, in force from 26 Feb 2026)