LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,409
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,293
−HK$898/mo
Today · 4.125%
HK$30,191
baseline
▲ 0.50% · 4.625%
HK$32,028
+HK$1,837/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,382/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,605
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,452
−HK$860/mo
Today · 4.125%
HK$33,312
baseline
▲ 0.50% · 4.625%
HK$35,068
+HK$1,756/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,624/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,091
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,151
−HK$1,078/mo
Today · 4.125%
HK$36,229
baseline
▲ 0.50% · 4.625%
HK$38,433
+HK$2,204/mo
Deposit HK$4.98M · loan HK$7.48M · min. income ≈ HK$72,458/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,926
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,943
−HK$1,032/mo
Today · 4.125%
HK$39,975
baseline
▲ 0.50% · 4.625%
HK$42,082
+HK$2,107/mo
Deposit HK$4.98M · loan HK$7.48M · min. income ≈ HK$79,950/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,773
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,010
−HK$1,257/mo
Today · 4.125%
HK$42,267
baseline
▲ 0.50% · 4.625%
HK$44,839
+HK$2,572/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$84,534/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$467,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,247
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,433
−HK$1,204/mo
Today · 4.125%
HK$46,637
baseline
▲ 0.50% · 4.625%
HK$49,095
+HK$2,458/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$93,274/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$467,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,136
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,727
−HK$1,616/mo
Today · 4.125%
HK$54,343
baseline
▲ 0.50% · 4.625%
HK$57,650
+HK$3,307/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$108,686/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,889
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,414
−HK$1,548/mo
Today · 4.125%
HK$59,962
baseline
▲ 0.50% · 4.625%
HK$63,123
+HK$3,161/mo
Deposit HK$1.25M · loan HK$11.21M · min. income ≈ HK$119,924/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,202 · Scale 2, in force from 26 Feb 2026)