LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,416
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,299
−HK$898/mo
Today · 4.125%
HK$30,197
baseline
▲ 0.50% · 4.625%
HK$32,035
+HK$1,838/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,394/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,612
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,460
−HK$860/mo
Today · 4.125%
HK$33,320
baseline
▲ 0.50% · 4.625%
HK$35,076
+HK$1,756/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,640/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,099
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,159
−HK$1,078/mo
Today · 4.125%
HK$36,237
baseline
▲ 0.50% · 4.625%
HK$38,442
+HK$2,205/mo
Deposit HK$4.98M · loan HK$7.48M · min. income ≈ HK$72,474/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,934
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,952
−HK$1,032/mo
Today · 4.125%
HK$39,984
baseline
▲ 0.50% · 4.625%
HK$42,091
+HK$2,107/mo
Deposit HK$4.98M · loan HK$7.48M · min. income ≈ HK$79,968/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,782
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,019
−HK$1,257/mo
Today · 4.125%
HK$42,276
baseline
▲ 0.50% · 4.625%
HK$44,849
+HK$2,573/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$84,552/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,257
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,444
−HK$1,204/mo
Today · 4.125%
HK$46,648
baseline
▲ 0.50% · 4.625%
HK$49,107
+HK$2,459/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$93,296/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,148
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,739
−HK$1,616/mo
Today · 4.125%
HK$54,355
baseline
▲ 0.50% · 4.625%
HK$57,663
+HK$3,308/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$108,710/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,902
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,428
−HK$1,548/mo
Today · 4.125%
HK$59,976
baseline
▲ 0.50% · 4.625%
HK$63,137
+HK$3,161/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$119,952/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,308 · Scale 2, in force from 26 Feb 2026)