LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,418
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,302
−HK$898/mo
Today · 4.125%
HK$30,200
baseline
▲ 0.50% · 4.625%
HK$32,037
+HK$1,837/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,400/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,614
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,462
−HK$860/mo
Today · 4.125%
HK$33,322
baseline
▲ 0.50% · 4.625%
HK$35,079
+HK$1,757/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,644/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,101
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,162
−HK$1,078/mo
Today · 4.125%
HK$36,240
baseline
▲ 0.50% · 4.625%
HK$38,445
+HK$2,205/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$72,480/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,937
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,955
−HK$1,032/mo
Today · 4.125%
HK$39,987
baseline
▲ 0.50% · 4.625%
HK$42,095
+HK$2,108/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$79,974/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,785
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,022
−HK$1,258/mo
Today · 4.125%
HK$42,280
baseline
▲ 0.50% · 4.625%
HK$44,852
+HK$2,572/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$84,560/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,260
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,447
−HK$1,204/mo
Today · 4.125%
HK$46,651
baseline
▲ 0.50% · 4.625%
HK$49,111
+HK$2,460/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$93,302/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,152
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,743
−HK$1,617/mo
Today · 4.125%
HK$54,360
baseline
▲ 0.50% · 4.625%
HK$57,667
+HK$3,307/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$108,720/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,906
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,432
−HK$1,548/mo
Today · 4.125%
HK$59,980
baseline
▲ 0.50% · 4.625%
HK$63,142
+HK$3,162/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$119,960/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,345 · Scale 2, in force from 26 Feb 2026)