LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,420
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,304
−HK$898/mo
Today · 4.125%
HK$30,202
baseline
▲ 0.50% · 4.625%
HK$32,040
+HK$1,838/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,404/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,617
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,465
−HK$860/mo
Today · 4.125%
HK$33,325
baseline
▲ 0.50% · 4.625%
HK$35,081
+HK$1,756/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,650/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,104
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,164
−HK$1,078/mo
Today · 4.125%
HK$36,242
baseline
▲ 0.50% · 4.625%
HK$38,447
+HK$2,205/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$72,484/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,940
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,957
−HK$1,033/mo
Today · 4.125%
HK$39,990
baseline
▲ 0.50% · 4.625%
HK$42,098
+HK$2,108/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$79,980/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,788
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,025
−HK$1,258/mo
Today · 4.125%
HK$42,283
baseline
▲ 0.50% · 4.625%
HK$44,855
+HK$2,572/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$84,566/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,263
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,450
−HK$1,205/mo
Today · 4.125%
HK$46,655
baseline
▲ 0.50% · 4.625%
HK$49,114
+HK$2,459/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$93,310/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,155
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,747
−HK$1,616/mo
Today · 4.125%
HK$54,363
baseline
▲ 0.50% · 4.625%
HK$57,671
+HK$3,308/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$108,726/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,910
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,436
−HK$1,549/mo
Today · 4.125%
HK$59,985
baseline
▲ 0.50% · 4.625%
HK$63,146
+HK$3,161/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$119,970/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,377 · Scale 2, in force from 26 Feb 2026)