LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,420
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,304
−HK$898/mo
Today · 4.125%
HK$30,202
baseline
▲ 0.50% · 4.625%
HK$32,040
+HK$1,838/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,404/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,617
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,465
−HK$860/mo
Today · 4.125%
HK$33,325
baseline
▲ 0.50% · 4.625%
HK$35,082
+HK$1,757/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,650/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,104
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,165
−HK$1,077/mo
Today · 4.125%
HK$36,242
baseline
▲ 0.50% · 4.625%
HK$38,448
+HK$2,206/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$72,484/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,940
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,958
−HK$1,032/mo
Today · 4.125%
HK$39,990
baseline
▲ 0.50% · 4.625%
HK$42,098
+HK$2,108/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$79,980/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,788
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,025
−HK$1,258/mo
Today · 4.125%
HK$42,283
baseline
▲ 0.50% · 4.625%
HK$44,856
+HK$2,573/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$84,566/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,264
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,451
−HK$1,204/mo
Today · 4.125%
HK$46,655
baseline
▲ 0.50% · 4.625%
HK$49,114
+HK$2,459/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$93,310/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,156
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,747
−HK$1,617/mo
Today · 4.125%
HK$54,364
baseline
▲ 0.50% · 4.625%
HK$57,672
+HK$3,308/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$108,728/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,910
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,437
−HK$1,548/mo
Today · 4.125%
HK$59,985
baseline
▲ 0.50% · 4.625%
HK$63,147
+HK$3,162/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$119,970/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,380 · Scale 2, in force from 26 Feb 2026)