LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,421
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,305
−HK$899/mo
Today · 4.125%
HK$30,204
baseline
▲ 0.50% · 4.625%
HK$32,041
+HK$1,837/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,408/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,618
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,466
−HK$861/mo
Today · 4.125%
HK$33,327
baseline
▲ 0.50% · 4.625%
HK$35,083
+HK$1,756/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,654/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,106
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,166
−HK$1,078/mo
Today · 4.125%
HK$36,244
baseline
▲ 0.50% · 4.625%
HK$38,450
+HK$2,206/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$72,488/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,942
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,960
−HK$1,032/mo
Today · 4.125%
HK$39,992
baseline
▲ 0.50% · 4.625%
HK$42,100
+HK$2,108/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$79,984/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,790
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,028
−HK$1,257/mo
Today · 4.125%
HK$42,285
baseline
▲ 0.50% · 4.625%
HK$44,858
+HK$2,573/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$84,570/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,266
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,453
−HK$1,204/mo
Today · 4.125%
HK$46,657
baseline
▲ 0.50% · 4.625%
HK$49,117
+HK$2,460/mo
Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$93,314/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,158
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,750
−HK$1,616/mo
Today · 4.125%
HK$54,366
baseline
▲ 0.50% · 4.625%
HK$57,674
+HK$3,308/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$108,732/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,913
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,440
−HK$1,548/mo
Today · 4.125%
HK$59,988
baseline
▲ 0.50% · 4.625%
HK$63,150
+HK$3,162/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$119,976/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,403 · Scale 2, in force from 26 Feb 2026)