LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,422
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,306
−HK$898/mo
Today · 4.125%
HK$30,204
baseline
▲ 0.50% · 4.625%
HK$32,042
+HK$1,838/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,408/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,619
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,467
−HK$860/mo
Today · 4.125%
HK$33,327
baseline
▲ 0.50% · 4.625%
HK$35,084
+HK$1,757/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,654/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,106
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,167
−HK$1,078/mo
Today · 4.125%
HK$36,245
baseline
▲ 0.50% · 4.625%
HK$38,451
+HK$2,206/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$72,490/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,943
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,961
−HK$1,032/mo
Today · 4.125%
HK$39,993
baseline
▲ 0.50% · 4.625%
HK$42,101
+HK$2,108/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$79,986/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,791
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,028
−HK$1,258/mo
Today · 4.125%
HK$42,286
baseline
▲ 0.50% · 4.625%
HK$44,859
+HK$2,573/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$84,572/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,267
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,454
−HK$1,204/mo
Today · 4.125%
HK$46,658
baseline
▲ 0.50% · 4.625%
HK$49,118
+HK$2,460/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$93,316/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,160
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,751
−HK$1,617/mo
Today · 4.125%
HK$54,368
baseline
▲ 0.50% · 4.625%
HK$57,676
+HK$3,308/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$108,736/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,914
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,441
−HK$1,548/mo
Today · 4.125%
HK$59,989
baseline
▲ 0.50% · 4.625%
HK$63,151
+HK$3,162/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$119,978/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,414 · Scale 2, in force from 26 Feb 2026)