LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,424
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,309
−HK$898/mo
Today · 4.125%
HK$30,207
baseline
▲ 0.50% · 4.625%
HK$32,045
+HK$1,838/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,414/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,622
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,470
−HK$860/mo
Today · 4.125%
HK$33,330
baseline
▲ 0.50% · 4.625%
HK$35,087
+HK$1,757/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,660/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,109
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,170
−HK$1,078/mo
Today · 4.125%
HK$36,248
baseline
▲ 0.50% · 4.625%
HK$38,454
+HK$2,206/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$72,496/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,946
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,964
−HK$1,032/mo
Today · 4.125%
HK$39,996
baseline
▲ 0.50% · 4.625%
HK$42,105
+HK$2,109/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$79,992/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,794
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,032
−HK$1,258/mo
Today · 4.125%
HK$42,290
baseline
▲ 0.50% · 4.625%
HK$44,863
+HK$2,573/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$84,580/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,271
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,458
−HK$1,204/mo
Today · 4.125%
HK$46,662
baseline
▲ 0.50% · 4.625%
HK$49,122
+HK$2,460/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$93,324/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,164
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,755
−HK$1,617/mo
Today · 4.125%
HK$54,372
baseline
▲ 0.50% · 4.625%
HK$57,681
+HK$3,309/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$108,744/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,919
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,446
−HK$1,548/mo
Today · 4.125%
HK$59,994
baseline
▲ 0.50% · 4.625%
HK$63,157
+HK$3,163/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$119,988/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,454 · Scale 2, in force from 26 Feb 2026)