LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,426
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,311
−HK$898/mo
Today · 4.125%
HK$30,209
baseline
▲ 0.50% · 4.625%
HK$32,047
+HK$1,838/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,418/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,624
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,472
−HK$861/mo
Today · 4.125%
HK$33,333
baseline
▲ 0.50% · 4.625%
HK$35,090
+HK$1,757/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,666/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,112
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,173
−HK$1,078/mo
Today · 4.125%
HK$36,251
baseline
▲ 0.50% · 4.625%
HK$38,456
+HK$2,205/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$72,502/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,949
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,967
−HK$1,032/mo
Today · 4.125%
HK$39,999
baseline
▲ 0.50% · 4.625%
HK$42,107
+HK$2,108/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$79,998/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,797
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,035
−HK$1,257/mo
Today · 4.125%
HK$42,292
baseline
▲ 0.50% · 4.625%
HK$44,866
+HK$2,574/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$84,584/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,274
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,461
−HK$1,205/mo
Today · 4.125%
HK$46,666
baseline
▲ 0.50% · 4.625%
HK$49,125
+HK$2,459/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$93,332/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,167
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,759
−HK$1,617/mo
Today · 4.125%
HK$54,376
baseline
▲ 0.50% · 4.625%
HK$57,685
+HK$3,309/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$108,752/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,923
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,450
−HK$1,549/mo
Today · 4.125%
HK$59,999
baseline
▲ 0.50% · 4.625%
HK$63,161
+HK$3,162/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$119,998/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,486 · Scale 2, in force from 26 Feb 2026)