LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,426
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,311
−HK$898/mo
Today · 4.125%
HK$30,209
baseline
▲ 0.50% · 4.625%
HK$32,047
+HK$1,838/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,418/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,624
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,472
−HK$861/mo
Today · 4.125%
HK$33,333
baseline
▲ 0.50% · 4.625%
HK$35,090
+HK$1,757/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,666/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,112
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,173
−HK$1,078/mo
Today · 4.125%
HK$36,251
baseline
▲ 0.50% · 4.625%
HK$38,457
+HK$2,206/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$72,502/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,949
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,967
−HK$1,032/mo
Today · 4.125%
HK$39,999
baseline
▲ 0.50% · 4.625%
HK$42,108
+HK$2,109/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$79,998/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,797
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,035
−HK$1,258/mo
Today · 4.125%
HK$42,293
baseline
▲ 0.50% · 4.625%
HK$44,866
+HK$2,573/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$84,586/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,274
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,461
−HK$1,205/mo
Today · 4.125%
HK$46,666
baseline
▲ 0.50% · 4.625%
HK$49,126
+HK$2,460/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$93,332/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,168
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,759
−HK$1,617/mo
Today · 4.125%
HK$54,376
baseline
▲ 0.50% · 4.625%
HK$57,685
+HK$3,309/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$108,752/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,924
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,450
−HK$1,549/mo
Today · 4.125%
HK$59,999
baseline
▲ 0.50% · 4.625%
HK$63,162
+HK$3,163/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$119,998/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,489 · Scale 2, in force from 26 Feb 2026)