LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,428
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,312
−HK$898/mo
Today · 4.125%
HK$30,210
baseline
▲ 0.50% · 4.625%
HK$32,049
+HK$1,839/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$60,420/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,625
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,474
−HK$860/mo
Today · 4.125%
HK$33,334
baseline
▲ 0.50% · 4.625%
HK$35,091
+HK$1,757/mo
Deposit HK$6.23M · loan HK$6.23M · min. income ≈ HK$66,668/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,113
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,174
−HK$1,078/mo
Today · 4.125%
HK$36,252
baseline
▲ 0.50% · 4.625%
HK$38,458
+HK$2,206/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$72,504/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,951
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,968
−HK$1,033/mo
Today · 4.125%
HK$40,001
baseline
▲ 0.50% · 4.625%
HK$42,109
+HK$2,108/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$80,002/mo (50% DSR)
Upfront cash ≈ HK$5.45M (deposit + AVD stamp duty HK$467,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,799
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,037
−HK$1,257/mo
Today · 4.125%
HK$42,294
baseline
▲ 0.50% · 4.625%
HK$44,868
+HK$2,574/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$84,588/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,276
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,463
−HK$1,205/mo
Today · 4.125%
HK$46,668
baseline
▲ 0.50% · 4.625%
HK$49,128
+HK$2,460/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$93,336/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,170
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,761
−HK$1,618/mo
Today · 4.125%
HK$54,379
baseline
▲ 0.50% · 4.625%
HK$57,687
+HK$3,308/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$108,758/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,926
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,453
−HK$1,548/mo
Today · 4.125%
HK$60,001
baseline
▲ 0.50% · 4.625%
HK$63,164
+HK$3,163/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$120,002/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,508 · Scale 2, in force from 26 Feb 2026)