LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,436
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,320
−HK$899/mo
Today · 4.125%
HK$30,219
baseline
▲ 0.50% · 4.625%
HK$32,058
+HK$1,839/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,438/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,634
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,483
−HK$861/mo
Today · 4.125%
HK$33,344
baseline
▲ 0.50% · 4.625%
HK$35,101
+HK$1,757/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,688/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,123
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,184
−HK$1,079/mo
Today · 4.125%
HK$36,263
baseline
▲ 0.50% · 4.625%
HK$38,469
+HK$2,206/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$72,526/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,961
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,979
−HK$1,033/mo
Today · 4.125%
HK$40,012
baseline
▲ 0.50% · 4.625%
HK$42,121
+HK$2,109/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$80,024/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,810
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,048
−HK$1,258/mo
Today · 4.125%
HK$42,306
baseline
▲ 0.50% · 4.625%
HK$44,881
+HK$2,575/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$84,612/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,288
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,476
−HK$1,205/mo
Today · 4.125%
HK$46,681
baseline
▲ 0.50% · 4.625%
HK$49,142
+HK$2,461/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$93,362/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,184
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,776
−HK$1,618/mo
Today · 4.125%
HK$54,394
baseline
▲ 0.50% · 4.625%
HK$57,704
+HK$3,310/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$108,788/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,942
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,469
−HK$1,549/mo
Today · 4.125%
HK$60,018
baseline
▲ 0.50% · 4.625%
HK$63,182
+HK$3,164/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$120,036/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,640 · Scale 2, in force from 26 Feb 2026)