LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,438
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,322
−HK$899/mo
Today · 4.125%
HK$30,221
baseline
▲ 0.50% · 4.625%
HK$32,060
+HK$1,839/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,442/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,636
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,485
−HK$861/mo
Today · 4.125%
HK$33,346
baseline
▲ 0.50% · 4.625%
HK$35,103
+HK$1,757/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,692/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,125
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,186
−HK$1,079/mo
Today · 4.125%
HK$36,265
baseline
▲ 0.50% · 4.625%
HK$38,472
+HK$2,207/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$72,530/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,964
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,982
−HK$1,033/mo
Today · 4.125%
HK$40,015
baseline
▲ 0.50% · 4.625%
HK$42,124
+HK$2,109/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$80,030/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,813
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,051
−HK$1,258/mo
Today · 4.125%
HK$42,309
baseline
▲ 0.50% · 4.625%
HK$44,884
+HK$2,575/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$84,618/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,291
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,479
−HK$1,205/mo
Today · 4.125%
HK$46,684
baseline
▲ 0.50% · 4.625%
HK$49,145
+HK$2,461/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$93,368/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,188
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,780
−HK$1,617/mo
Today · 4.125%
HK$54,397
baseline
▲ 0.50% · 4.625%
HK$57,707
+HK$3,310/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$108,794/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,946
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,473
−HK$1,549/mo
Today · 4.125%
HK$60,022
baseline
▲ 0.50% · 4.625%
HK$63,186
+HK$3,164/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$120,044/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,670 · Scale 2, in force from 26 Feb 2026)