LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,438
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,323
−HK$899/mo
Today · 4.125%
HK$30,222
baseline
▲ 0.50% · 4.625%
HK$32,061
+HK$1,839/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,444/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,637
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,486
−HK$861/mo
Today · 4.125%
HK$33,347
baseline
▲ 0.50% · 4.625%
HK$35,105
+HK$1,758/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,694/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,126
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,188
−HK$1,078/mo
Today · 4.125%
HK$36,266
baseline
▲ 0.50% · 4.625%
HK$38,473
+HK$2,207/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$72,532/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,965
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,983
−HK$1,033/mo
Today · 4.125%
HK$40,016
baseline
▲ 0.50% · 4.625%
HK$42,125
+HK$2,109/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$80,032/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,814
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,052
−HK$1,258/mo
Today · 4.125%
HK$42,310
baseline
▲ 0.50% · 4.625%
HK$44,885
+HK$2,575/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$84,620/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,292
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,480
−HK$1,205/mo
Today · 4.125%
HK$46,685
baseline
▲ 0.50% · 4.625%
HK$49,146
+HK$2,461/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$93,370/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,189
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,781
−HK$1,618/mo
Today · 4.125%
HK$54,399
baseline
▲ 0.50% · 4.625%
HK$57,709
+HK$3,310/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$108,798/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,947
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,475
−HK$1,549/mo
Today · 4.125%
HK$60,024
baseline
▲ 0.50% · 4.625%
HK$63,188
+HK$3,164/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$120,048/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,685 · Scale 2, in force from 26 Feb 2026)