LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,440
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,324
−HK$899/mo
Today · 4.125%
HK$30,223
baseline
▲ 0.50% · 4.625%
HK$32,062
+HK$1,839/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,446/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,639
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,487
−HK$861/mo
Today · 4.125%
HK$33,348
baseline
▲ 0.50% · 4.625%
HK$35,106
+HK$1,758/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,696/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$467,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,128
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,189
−HK$1,079/mo
Today · 4.125%
HK$36,268
baseline
▲ 0.50% · 4.625%
HK$38,474
+HK$2,206/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$72,536/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,967
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,985
−HK$1,033/mo
Today · 4.125%
HK$40,018
baseline
▲ 0.50% · 4.625%
HK$42,127
+HK$2,109/mo
Deposit HK$4.99M · loan HK$7.48M · min. income ≈ HK$80,036/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,815
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,054
−HK$1,258/mo
Today · 4.125%
HK$42,312
baseline
▲ 0.50% · 4.625%
HK$44,887
+HK$2,575/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$84,624/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,294
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,482
−HK$1,205/mo
Today · 4.125%
HK$46,687
baseline
▲ 0.50% · 4.625%
HK$49,148
+HK$2,461/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$93,374/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,191
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,784
−HK$1,617/mo
Today · 4.125%
HK$54,401
baseline
▲ 0.50% · 4.625%
HK$57,712
+HK$3,311/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$108,802/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,950
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,477
−HK$1,550/mo
Today · 4.125%
HK$60,027
baseline
▲ 0.50% · 4.625%
HK$63,191
+HK$3,164/mo
Deposit HK$1.25M · loan HK$11.22M · min. income ≈ HK$120,054/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$467,705 · Scale 2, in force from 26 Feb 2026)