LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,448
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,333
−HK$899/mo
Today · 4.125%
HK$30,232
baseline
▲ 0.50% · 4.625%
HK$32,071
+HK$1,839/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,464/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$467,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,648
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,497
−HK$861/mo
Today · 4.125%
HK$33,358
baseline
▲ 0.50% · 4.625%
HK$35,116
+HK$1,758/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,716/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$467,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,137
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,199
−HK$1,079/mo
Today · 4.125%
HK$36,278
baseline
▲ 0.50% · 4.625%
HK$38,485
+HK$2,207/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,556/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,977
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,996
−HK$1,033/mo
Today · 4.125%
HK$40,029
baseline
▲ 0.50% · 4.625%
HK$42,139
+HK$2,110/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,058/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,827
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,066
−HK$1,258/mo
Today · 4.125%
HK$42,324
baseline
▲ 0.50% · 4.625%
HK$44,900
+HK$2,576/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$84,648/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,307
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,495
−HK$1,206/mo
Today · 4.125%
HK$46,701
baseline
▲ 0.50% · 4.625%
HK$49,162
+HK$2,461/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$93,402/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,206
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,799
−HK$1,618/mo
Today · 4.125%
HK$54,417
baseline
▲ 0.50% · 4.625%
HK$57,728
+HK$3,311/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$108,834/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$467,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,966
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,494
−HK$1,550/mo
Today · 4.125%
HK$60,044
baseline
▲ 0.50% · 4.625%
HK$63,209
+HK$3,165/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$120,088/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$467,839 · Scale 2, in force from 26 Feb 2026)