LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,450
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,334
−HK$900/mo
Today · 4.125%
HK$30,234
baseline
▲ 0.50% · 4.625%
HK$32,073
+HK$1,839/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,468/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$467,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,650
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,499
−HK$861/mo
Today · 4.125%
HK$33,360
baseline
▲ 0.50% · 4.625%
HK$35,118
+HK$1,758/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,720/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$467,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,139
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,201
−HK$1,079/mo
Today · 4.125%
HK$36,280
baseline
▲ 0.50% · 4.625%
HK$38,488
+HK$2,208/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,560/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,980
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$38,998
−HK$1,034/mo
Today · 4.125%
HK$40,032
baseline
▲ 0.50% · 4.625%
HK$42,142
+HK$2,110/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,064/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,829
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,068
−HK$1,259/mo
Today · 4.125%
HK$42,327
baseline
▲ 0.50% · 4.625%
HK$44,903
+HK$2,576/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$84,654/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,310
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,498
−HK$1,206/mo
Today · 4.125%
HK$46,704
baseline
▲ 0.50% · 4.625%
HK$49,165
+HK$2,461/mo
Deposit HK$3.74M · loan HK$8.73M · min. income ≈ HK$93,408/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,209
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,802
−HK$1,618/mo
Today · 4.125%
HK$54,420
baseline
▲ 0.50% · 4.625%
HK$57,732
+HK$3,312/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$108,840/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$467,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,970
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,498
−HK$1,550/mo
Today · 4.125%
HK$60,048
baseline
▲ 0.50% · 4.625%
HK$63,213
+HK$3,165/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$120,096/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$467,868 · Scale 2, in force from 26 Feb 2026)