LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,455
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,340
−HK$899/mo
Today · 4.125%
HK$30,239
baseline
▲ 0.50% · 4.625%
HK$32,079
+HK$1,840/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,478/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$467,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,655
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,504
−HK$862/mo
Today · 4.125%
HK$33,366
baseline
▲ 0.50% · 4.625%
HK$35,124
+HK$1,758/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,732/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$467,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,146
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,208
−HK$1,079/mo
Today · 4.125%
HK$36,287
baseline
▲ 0.50% · 4.625%
HK$38,495
+HK$2,208/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,574/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,987
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,005
−HK$1,034/mo
Today · 4.125%
HK$40,039
baseline
▲ 0.50% · 4.625%
HK$42,149
+HK$2,110/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,078/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,836
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,076
−HK$1,259/mo
Today · 4.125%
HK$42,335
baseline
▲ 0.50% · 4.625%
HK$44,911
+HK$2,576/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$84,670/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,318
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,506
−HK$1,206/mo
Today · 4.125%
HK$46,712
baseline
▲ 0.50% · 4.625%
HK$49,174
+HK$2,462/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$93,424/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,218
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,812
−HK$1,618/mo
Today · 4.125%
HK$54,430
baseline
▲ 0.50% · 4.625%
HK$57,742
+HK$3,312/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$108,860/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$467,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,980
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,508
−HK$1,550/mo
Today · 4.125%
HK$60,058
baseline
▲ 0.50% · 4.625%
HK$63,224
+HK$3,166/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$120,116/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$467,952 · Scale 2, in force from 26 Feb 2026)