LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,456
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,341
−HK$899/mo
Today · 4.125%
HK$30,240
baseline
▲ 0.50% · 4.625%
HK$32,080
+HK$1,840/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,480/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$467,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,657
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,506
−HK$861/mo
Today · 4.125%
HK$33,367
baseline
▲ 0.50% · 4.625%
HK$35,126
+HK$1,759/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,734/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$467,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,147
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,209
−HK$1,079/mo
Today · 4.125%
HK$36,288
baseline
▲ 0.50% · 4.625%
HK$38,496
+HK$2,208/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,576/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,988
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,007
−HK$1,034/mo
Today · 4.125%
HK$40,041
baseline
▲ 0.50% · 4.625%
HK$42,151
+HK$2,110/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,082/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$467,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,838
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,077
−HK$1,259/mo
Today · 4.125%
HK$42,336
baseline
▲ 0.50% · 4.625%
HK$44,912
+HK$2,576/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$84,672/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,320
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,508
−HK$1,206/mo
Today · 4.125%
HK$46,714
baseline
▲ 0.50% · 4.625%
HK$49,176
+HK$2,462/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$93,428/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$467,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,220
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,814
−HK$1,618/mo
Today · 4.125%
HK$54,432
baseline
▲ 0.50% · 4.625%
HK$57,745
+HK$3,313/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$108,864/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$467,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,982
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,510
−HK$1,551/mo
Today · 4.125%
HK$60,061
baseline
▲ 0.50% · 4.625%
HK$63,227
+HK$3,166/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$120,122/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$467,971 · Scale 2, in force from 26 Feb 2026)