LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,458
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,344
−HK$899/mo
Today · 4.125%
HK$30,243
baseline
▲ 0.50% · 4.625%
HK$32,083
+HK$1,840/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,486/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,660
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,509
−HK$861/mo
Today · 4.125%
HK$33,370
baseline
▲ 0.50% · 4.625%
HK$35,129
+HK$1,759/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,740/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,150
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,212
−HK$1,080/mo
Today · 4.125%
HK$36,292
baseline
▲ 0.50% · 4.625%
HK$38,500
+HK$2,208/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,584/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,992
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,010
−HK$1,034/mo
Today · 4.125%
HK$40,044
baseline
▲ 0.50% · 4.625%
HK$42,155
+HK$2,111/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,088/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,842
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,081
−HK$1,259/mo
Today · 4.125%
HK$42,340
baseline
▲ 0.50% · 4.625%
HK$44,916
+HK$2,576/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$84,680/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,324
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,512
−HK$1,206/mo
Today · 4.125%
HK$46,718
baseline
▲ 0.50% · 4.625%
HK$49,181
+HK$2,463/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$93,436/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,225
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,818
−HK$1,619/mo
Today · 4.125%
HK$54,437
baseline
▲ 0.50% · 4.625%
HK$57,750
+HK$3,313/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$108,874/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,987
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,516
−HK$1,550/mo
Today · 4.125%
HK$60,066
baseline
▲ 0.50% · 4.625%
HK$63,232
+HK$3,166/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$120,132/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,013 · Scale 2, in force from 26 Feb 2026)