LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,460
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,345
−HK$899/mo
Today · 4.125%
HK$30,244
baseline
▲ 0.50% · 4.625%
HK$32,085
+HK$1,841/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,488/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,661
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,510
−HK$862/mo
Today · 4.125%
HK$33,372
baseline
▲ 0.50% · 4.625%
HK$35,131
+HK$1,759/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,744/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,152
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,214
−HK$1,079/mo
Today · 4.125%
HK$36,293
baseline
▲ 0.50% · 4.625%
HK$38,502
+HK$2,209/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,586/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,993
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,012
−HK$1,034/mo
Today · 4.125%
HK$40,046
baseline
▲ 0.50% · 4.625%
HK$42,157
+HK$2,111/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,092/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,844
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,083
−HK$1,259/mo
Today · 4.125%
HK$42,342
baseline
▲ 0.50% · 4.625%
HK$44,919
+HK$2,577/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$84,684/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,326
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,514
−HK$1,206/mo
Today · 4.125%
HK$46,720
baseline
▲ 0.50% · 4.625%
HK$49,183
+HK$2,463/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$93,440/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,227
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,821
−HK$1,619/mo
Today · 4.125%
HK$54,440
baseline
▲ 0.50% · 4.625%
HK$57,752
+HK$3,312/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$108,880/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,990
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,518
−HK$1,551/mo
Today · 4.125%
HK$60,069
baseline
▲ 0.50% · 4.625%
HK$63,235
+HK$3,166/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$120,138/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,035 · Scale 2, in force from 26 Feb 2026)