LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,460
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,345
−HK$900/mo
Today · 4.125%
HK$30,245
baseline
▲ 0.50% · 4.625%
HK$32,085
+HK$1,840/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,490/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,661
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,511
−HK$861/mo
Today · 4.125%
HK$33,372
baseline
▲ 0.50% · 4.625%
HK$35,131
+HK$1,759/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,744/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,152
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,214
−HK$1,080/mo
Today · 4.125%
HK$36,294
baseline
▲ 0.50% · 4.625%
HK$38,502
+HK$2,208/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,588/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,994
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,013
−HK$1,033/mo
Today · 4.125%
HK$40,046
baseline
▲ 0.50% · 4.625%
HK$42,157
+HK$2,111/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,092/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,844
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,083
−HK$1,259/mo
Today · 4.125%
HK$42,342
baseline
▲ 0.50% · 4.625%
HK$44,919
+HK$2,577/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$84,684/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,326
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,515
−HK$1,206/mo
Today · 4.125%
HK$46,721
baseline
▲ 0.50% · 4.625%
HK$49,183
+HK$2,462/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$93,442/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,228
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,821
−HK$1,619/mo
Today · 4.125%
HK$54,440
baseline
▲ 0.50% · 4.625%
HK$57,753
+HK$3,313/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$108,880/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,990
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,519
−HK$1,551/mo
Today · 4.125%
HK$60,070
baseline
▲ 0.50% · 4.625%
HK$63,236
+HK$3,166/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$120,140/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,039 · Scale 2, in force from 26 Feb 2026)