LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,460
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,345
−HK$900/mo
Today · 4.125%
HK$30,245
baseline
▲ 0.50% · 4.625%
HK$32,085
+HK$1,840/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,490/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,662
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,511
−HK$861/mo
Today · 4.125%
HK$33,372
baseline
▲ 0.50% · 4.625%
HK$35,131
+HK$1,759/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,744/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,152
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,215
−HK$1,079/mo
Today · 4.125%
HK$36,294
baseline
▲ 0.50% · 4.625%
HK$38,502
+HK$2,208/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,588/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,994
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,013
−HK$1,034/mo
Today · 4.125%
HK$40,047
baseline
▲ 0.50% · 4.625%
HK$42,158
+HK$2,111/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,094/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,844
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,084
−HK$1,259/mo
Today · 4.125%
HK$42,343
baseline
▲ 0.50% · 4.625%
HK$44,919
+HK$2,576/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$84,686/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,326
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,515
−HK$1,206/mo
Today · 4.125%
HK$46,721
baseline
▲ 0.50% · 4.625%
HK$49,184
+HK$2,463/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$93,442/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,228
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,822
−HK$1,619/mo
Today · 4.125%
HK$54,441
baseline
▲ 0.50% · 4.625%
HK$57,753
+HK$3,312/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$108,882/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,991
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,520
−HK$1,550/mo
Today · 4.125%
HK$60,070
baseline
▲ 0.50% · 4.625%
HK$63,237
+HK$3,167/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$120,140/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,044 · Scale 2, in force from 26 Feb 2026)