LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,461
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,346
−HK$899/mo
Today · 4.125%
HK$30,245
baseline
▲ 0.50% · 4.625%
HK$32,086
+HK$1,841/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$60,490/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,662
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,511
−HK$862/mo
Today · 4.125%
HK$33,373
baseline
▲ 0.50% · 4.625%
HK$35,132
+HK$1,759/mo
Deposit HK$6.24M · loan HK$6.24M · min. income ≈ HK$66,746/mo (50% DSR)
Upfront cash ≈ HK$6.71M (deposit + AVD stamp duty HK$468,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,153
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,215
−HK$1,080/mo
Today · 4.125%
HK$36,295
baseline
▲ 0.50% · 4.625%
HK$38,503
+HK$2,208/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$72,590/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,995
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,014
−HK$1,033/mo
Today · 4.125%
HK$40,047
baseline
▲ 0.50% · 4.625%
HK$42,158
+HK$2,111/mo
Deposit HK$4.99M · loan HK$7.49M · min. income ≈ HK$80,094/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$468,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,845
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,084
−HK$1,260/mo
Today · 4.125%
HK$42,344
baseline
▲ 0.50% · 4.625%
HK$44,920
+HK$2,576/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$84,688/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,327
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,516
−HK$1,206/mo
Today · 4.125%
HK$46,722
baseline
▲ 0.50% · 4.625%
HK$49,185
+HK$2,463/mo
Deposit HK$3.74M · loan HK$8.74M · min. income ≈ HK$93,444/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$468,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,229
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,823
−HK$1,619/mo
Today · 4.125%
HK$54,442
baseline
▲ 0.50% · 4.625%
HK$57,754
+HK$3,312/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$108,884/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,992
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,521
−HK$1,550/mo
Today · 4.125%
HK$60,071
baseline
▲ 0.50% · 4.625%
HK$63,238
+HK$3,167/mo
Deposit HK$1.25M · loan HK$11.23M · min. income ≈ HK$120,142/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$468,052 · Scale 2, in force from 26 Feb 2026)